Don't be Fooled! Get Smartt on Homeownership. A short and humorous spoof of courtroom dramas that helps consumers avoid perils in the home finance market, Judge Smartt features real community development professionals acting out the roles they encounter every day when helping home borrowers avoid financial ruin. Judge Smartt is the perfect education and awareness tool for borrowers who are considering a mortgage, a refinancing opportunity, or a home improvement loan.